JUMP TO CONTENT
Search

Compliance Lead (Financial Services)

2301YV
  1. Legal
  2. Full-time
  3. 37.5
  4. Three UK
  5. Reading

Company Description

The purpose of this role is to provide independent challenge, oversight and practical guidance to Three’s first line business areas with regards to the operation of its financial services products. You will sit in Three’s 2nd line financial services compliance team, and play a key role in the delivery of the monitoring plan and wider compliance programme. This will include both conducting formal compliance reviews in line with Three’s monitoring plan and involve working with the business to identify financial services-related compliance and conduct risks faced, and provide guidance into the design and implementation of controls.  


Job Description

Your role will involve:
•    Provide expert and practical regulatory guidance, support and independent challenge to Three’s first line of defence in relation to its financial services products’ systems, policies, processes and controls. This will include acting as compliance SME on special projects and representing compliance within relevant governance fora; 
•    Design and lead formal compliance reviews and carry out testing in accordance with Three’s monitoring plan and compliance programme. This will include evaluating control effectiveness, documenting clear findings and making pragmatic recommendations;
•    Support with the identification of regulatory and conduct risks, and provide guidance to Three’s first line of defence on appropriate controls to manage those risks within appetite and regulatory requirements; 
•    Analyse and interpret conduct risk and compliance MI to enable a data-led and risk-based approach to your work, sharing insights and perspectives on how to improve and adapt Three’s compliance programme and monitoring plan, as necessary;
•    Provide support to business areas on how to appropriately resolve any identified compliance issues, including root cause analysis and customer remediation;
•    Support with the development and review of key compliance policies, processes and training materials;
•    Produce timely and accurate compliance reporting for internal and external stakeholders;
•    Drive education and awareness of compliance, conduct and regulatory risk management good practices across the organisation. Delivering training sessions where required; 
•    Work closely with colleagues in legal and compliance to ensure a holistic approach to guidance, support and challenge; and
•    Maintain a deep understanding of UK financial services regulation, consumer credit practices and upcoming regulatory changes impacting our business.


Qualifications

Skills Required
•    Experienced financial services compliance professional specialising in consumer credit. Strong knowledge of CONC, SYSC and DISP is essential; 
•    You’ll have and maintain a deep understanding of UK financial services regulation, be skilled at explaining requirements in straightforward/ practical terms and provide pragmatic and proportionate guidance on appropriate systems and controls to mitigate any regulatory/ conduct risks arising;
•    A strong understanding of regulatory and conduct risk management practices in financial services, and what it means to deliver good customer outcomes across a consumer credit product lifecycle; 
•    Experienced in leading on the design and delivery of formal compliance reviews. You’ll have excellent planning, report writing and stakeholder management skills;
•    Experienced in evaluating policies, procedures, processes and internal controls, and their effectiveness;
•    Experienced in drafting compliance owned policies;
•    Experience in overseeing compliance issue management and remediation activities, and understanding appropriate root cause analysis practices;


What you'll receive in return…

  • Competitive annual salary, car allowance, a performance based annual bonus & an additional 'flexible allowance' to spend on additional benefits, topping up your pension, or to be added to your salary.
  • Hybrid working between your home (2-3 days a week) and our brand new Reading HQ office at Green Park (2-3 days a week)
  • 28 days annual leave + 8 bank holidays + 3 personal days annually, which increases with length of service.
  • Private Medical Insurance, Life Assurance and Income Protection.
  • Free mobile phone package & unlimited sim-card
  • Free on-site car parking (including electric!)
  • Plus lots more including wellbeing and learning & development benefits!

#KF-1


Additional Information

Our people make us who we are. We’re a diverse and inclusive bunch, and it’s important you can feel you belong here. We value everybody for who they are and what they bring to the table, supporting one another as we continue to deliver for our customers.

At Three we have a hybrid working arrangement in place as standard for office based employees, where employees work from a mix of office based location and working from their home in the UK to carry on their role.

Excluding retail, core hours at Three are between 10:00 and 16:00, with operating hours between 08:00 & 18:30. This allows employees to have a start time between 08:00 and 10:00 and finish time between 16:00 and 18:30.

List#1

Our latest thinking

Inspiring Careers - Lou Braddick

Teaser

Company update

Content Type

Tst Blog

Publish date

04/26/2024

Summary

As part of our Inspiring Careers series, we are celebrating the uniqueness of our employees' career journeys. This series is all about learning more about the different ways our people have shaped the

Teaser

Read more
Inspiring Careers – Linsay Mair

Teaser

Our Employee Stories

Content Type

Tst Blog

Publish date

04/16/2024

Summary

Welcome back to our exciting new series, where we uncovering the diverse careers of people working at Three! We want to celebratethe uniqueness of each individual’s career journey, sharing stories tha

Teaser

Read more
Image of Mark Remond, CPO at Three
How Three is improving gender balance in leadership and tech

Teaser

Company update

Content Type

Press Release

Publish date

01/26/2024

Summary

Three is well on its way to achieving gender balance, but there is more work to be done, especially around getting more women into tech, its chief people officer tells Ashleigh Webber. Like many emplo

Teaser

Read more
Image of author - Alistair Lowe
Inspiring Careers – Alistair Lowe

Teaser

Our Employee Stories

Content Type

Article

Publish date

01/11/2024

Summary

We have a new series, Inspiring Careers, where we are celebrating the uniqueness of an individual’s career journey. From sharing stories that inspire to igniting the spark of curiosity, join us in dis

Teaser

Read more
Chelsea FC legends Jimmy Floyd Hasselbaink, Eiður Guðjohnsen, and Gary Cahill stand on Football Field
Talk More Than Football – Three and Samaritans

Teaser

Company update

Content Type

Press Release

Publish date

01/09/2024

Summary

Chelsea FC legends Jimmy Floyd Hasselbaink, Eiður Guðjohnsen, and Gary Cahill took to the pitch at halftime alongside lifelong Chelsea fans, during Chelsea F.C. vs Brighton & Hove Albion F.C. Each of

Teaser

Read more
Three UK named in The Times Top 50 Employers for Gender Equality 2023

Teaser

Company update

Content Type

Press Release

Publish date

01/09/2024

Summary

First time inclusion on prestigious list for Three UK Demonstrates commitment to addressing gender inequality in the workplace 29 June 2023 – Three UK today announces it has been listed as one of The

Teaser

Read more
Empowering Women into Cyber Security

Teaser

Our Inclusive culture

Content Type

Article

Publish date

01/09/2024

Summary

The field of Cyber Security is rapidly growing with an increasing demand for security professionals across various industries, this presents a timely and crucial opportunity to address the gender gap

Teaser

Read more
Embracing Neurodiversity: My journey to understanding & acceptance

Teaser

Our Inclusive culture

Content Type

Article

Publish date

01/09/2024

Summary

Neurodiversity is a concept that celebrates the wide spectrum of human neurological differences, and I am proud to be a part of this diverse world. In this article, I will share my personal journey as

Teaser

Read more
Image of Craig Miller speaking at a conference
Life through the lens: Craig Miller

Teaser

Our Inclusive culture

Content Type

Article

Publish date

01/09/2024

Summary

As part of our new ‘My life through the lens’ series, we’re discovering how our people ‘live their best phone lives’. The new series is all about learning more about how some of the moments saved on o

Teaser

Read more
Image of new CIO - Stephen Reidy
Three welcomes new CIO

Teaser

Company update

Content Type

Press Release

Publish date

01/09/2024

Summary

Three UK today announces that Stephen Reidy has been appointed as Chief Information Officer (CIO). Stephen has been CIO for Three Ireland since 2014 and will now lead a dual role in the Technology fu

Teaser

Read more
View all

Job search

What we do?

We are a business built on people. We work hard to look after our customers and each other. This means fostering a diverse and inclusive culture, as well as providing you with a competitive package of pay and benefits that reward you for your hard work, while supporting your health and wellbeing.

Browse our jobs
Search