Compliance Lead (Financial Services)
- Legal
- Full-time
- 37.5
- Three UK
- Reading
Hello, I'm Kirsty
and I'm recruiting for this role
Talent Acquisition Partner
This vacancy has now expired. Please see similar roles below...
The purpose of this role is to provide independent challenge, oversight and practical guidance to Three’s first line business areas with regards to the operation of its financial services products. You will sit in Three’s 2nd line financial services compliance team, and play a key role in the delivery of the monitoring plan and wider compliance programme. This will include both conducting formal compliance reviews in line with Three’s monitoring plan and involve working with the business to identify financial services-related compliance and conduct risks faced, and provide guidance into the design and implementation of controls.
Your role will involve:
• Provide expert and practical regulatory guidance, support and independent challenge to Three’s first line of defence in relation to its financial services products’ systems, policies, processes and controls. This will include acting as compliance SME on special projects and representing compliance within relevant governance fora;
• Design and lead formal compliance reviews and carry out testing in accordance with Three’s monitoring plan and compliance programme. This will include evaluating control effectiveness, documenting clear findings and making pragmatic recommendations;
• Support with the identification of regulatory and conduct risks, and provide guidance to Three’s first line of defence on appropriate controls to manage those risks within appetite and regulatory requirements;
• Analyse and interpret conduct risk and compliance MI to enable a data-led and risk-based approach to your work, sharing insights and perspectives on how to improve and adapt Three’s compliance programme and monitoring plan, as necessary;
• Provide support to business areas on how to appropriately resolve any identified compliance issues, including root cause analysis and customer remediation;
• Support with the development and review of key compliance policies, processes and training materials;
• Produce timely and accurate compliance reporting for internal and external stakeholders;
• Drive education and awareness of compliance, conduct and regulatory risk management good practices across the organisation. Delivering training sessions where required;
• Work closely with colleagues in legal and compliance to ensure a holistic approach to guidance, support and challenge; and
• Maintain a deep understanding of UK financial services regulation, consumer credit practices and upcoming regulatory changes impacting our business.
Skills Required
• Experienced financial services compliance professional specialising in consumer credit. Strong knowledge of CONC, SYSC and DISP is essential;
• You’ll have and maintain a deep understanding of UK financial services regulation, be skilled at explaining requirements in straightforward/ practical terms and provide pragmatic and proportionate guidance on appropriate systems and controls to mitigate any regulatory/ conduct risks arising;
• A strong understanding of regulatory and conduct risk management practices in financial services, and what it means to deliver good customer outcomes across a consumer credit product lifecycle;
• Experienced in leading on the design and delivery of formal compliance reviews. You’ll have excellent planning, report writing and stakeholder management skills;
• Experienced in evaluating policies, procedures, processes and internal controls, and their effectiveness;
• Experienced in drafting compliance owned policies;
• Experience in overseeing compliance issue management and remediation activities, and understanding appropriate root cause analysis practices;
What you'll receive in return…
- The salary for this role (on a full time basis) is at £61,840 the exact salary will differ by job and experience
- Competitive annual salary, car allowance, a performance based annual bonus & an additional 'flexible allowance' to spend on additional benefits, topping up your pension, or to be added to your salary.
- Hybrid working between your home (2-3 days a week) and our brand new Reading HQ office at Green Park (2-3 days a week)
- 28 days annual leave + 8 bank holidays + 3 personal days annually, which increases with length of service.
- Private Medical Insurance, Life Assurance and Income Protection.
- Free mobile phone package & unlimited sim-card
- Free on-site car parking (including electric!)
- Plus lots more including wellbeing and learning & development benefits!
Our people make us who we are. We’re a diverse and inclusive bunch, and it’s important you can feel you belong here. We value everybody for who they are and what they bring to the table, supporting one another as we continue to deliver for our customers.
With that in mind, if you do not ‘tick every box’ in the job advert above, there are likely other valuable attributes and skills you have that would make you a great addition for the team. So, if you feel this role is for you, then please apply! We are committed to equality in employment and growing a diverse workforce. We embrace those of any race, gender identity, sexual orientation, age, religion, disability, marital status, family status or civil status and we want our teams to reflect this!
We are a Disability Confident Committed Employer. Need any reasonable adjustments? Let us know when you apply so we can support you throughout the interview process.
At Three we have a hybrid working arrangement in place as standard for office based employees, where employees work from a mix of office based location and working from their home in the UK to carry on their role.
Excluding retail, our core hours at Three are between 10:00 and 16:00, with operating hours between 08:00 & 18:30. This allows employees to have a start time between 08:00 and 10:00 and finish time between 16:00 and 18:30.
The benefits
Three Celebrates – monthly & annual awards
Income Protection
Company Pension Scheme
Annual bonus
Private Medical Insurance
Life Assurance
Wellbeing and learning & development initiatives
Up to 28 days of annual leave plus 3 personal days
Brand new smartphone & unlimited data plan
Related roles
Salary
Location
Leicester, gb
Working Hours
37.5
Job Family
Retail Customer Advisor
Location
Leicester
Brand
Three UK
Job Type
Full-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
6ebde0f8-03ad-4cfa-a0d2-4a1bf34ba501
Expiry Date
01/01/0001
Author
Callum JonesAuthor
Callum JonesSalary
Location
Reading, gb
Working Hours
37.5
Job Family
Technology
Head office tagging
Technology
Location
Reading
Brand
Three UK
Job Type
Full-time
Description
Operational Delivery of Technology (30%)Service Acceptance/Readiness (30%)Managed Services Tendering (30%)Service Operations Strategy (10%)Continual Service Improvement (Embedded)
Reference
3c797418-f398-4ed1-8521-c2c090a52efc
Expiry Date
01/01/0001
Author
Lai WongAuthor
Lai WongSalary
Location
Reading, gb
Working Hours
37.5
Job Family
Legal
Head office tagging
LGRA
Location
Reading
Brand
Three UK
Job Type
Full-time
Description
You will be engaged on major commercial projects across our technology infrastructure working cross functionally with a wide variety of stakeholders and teams including procurement, technology, operat
Reference
c348bee6-a36f-45e9-a2a1-8ad5733c6076
Expiry Date
01/01/0001
Author
Kirsty FaganAuthor
Kirsty FaganHello, I'm Kirsty
and I'm recruiting for this role
Talent Acquisition Partner
The benefits
Up to 28 days of annual leave plus 3 personal days
Brand new smartphone & unlimited data plan
Wellbeing and learning & development initiatives
Income Protection
Company Pension Scheme
Private Medical Insurance
Three Celebrates – monthly & annual awards
Annual bonus
Life Assurance
Some of our roles
Salary
Location
Leicester, gb
Working Hours
37.5
Job Family
Retail Customer Advisor
Location
Leicester
Brand
Three UK
Job Type
Full-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
6ebde0f8-03ad-4cfa-a0d2-4a1bf34ba501
Expiry Date
01/01/0001
Author
Callum JonesAuthor
Callum JonesSalary
Location
Reading, gb
Working Hours
37.5
Job Family
Technology
Head office tagging
Technology
Location
Reading
Brand
Three UK
Job Type
Full-time
Description
Operational Delivery of Technology (30%)Service Acceptance/Readiness (30%)Managed Services Tendering (30%)Service Operations Strategy (10%)Continual Service Improvement (Embedded)
Reference
3c797418-f398-4ed1-8521-c2c090a52efc
Expiry Date
01/01/0001
Author
Lai WongAuthor
Lai WongSalary
Location
Reading, gb
Working Hours
37.5
Job Family
Legal
Head office tagging
LGRA
Location
Reading
Brand
Three UK
Job Type
Full-time
Description
You will be engaged on major commercial projects across our technology infrastructure working cross functionally with a wide variety of stakeholders and teams including procurement, technology, operat
Reference
c348bee6-a36f-45e9-a2a1-8ad5733c6076
Expiry Date
01/01/0001
Author
Kirsty FaganAuthor
Kirsty FaganSalary
Location
Glasgow, gb
Working Hours
12
Job Family
Retail Customer Advisor
Location
Glasgow
Brand
Three UK
Job Type
Part-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
d177640c-a9b4-4418-b68c-7c4a2612cce1
Expiry Date
01/01/0001
Author
Adelle ConnollyAuthor
Adelle ConnollySalary
Location
Kirkcaldy, gb
Working Hours
12
Job Family
Retail Customer Advisor
Location
Kirkcaldy
Brand
Three UK
Job Type
Part-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
9c20b098-d198-489a-a6e2-6c16bf904f46
Expiry Date
01/01/0001
Author
Adelle ConnollyAuthor
Adelle ConnollySalary
Location
Lisburn, gb
Working Hours
20
Job Family
Retail Customer Advisor
Location
Lisburn
Brand
Three UK
Job Type
Part-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
a626bfd3-646d-44c7-b4a8-ceb8f15b720e
Expiry Date
01/01/0001
Author
Adelle ConnollyAuthor
Adelle ConnollySalary
Location
Dunstable, gb
Working Hours
20
Job Family
Retail Customer Advisor
Location
Dunstable
Brand
Three UK
Job Type
Part-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
201ba83f-b5a4-41f0-91c9-f2681a71e20b
Expiry Date
01/01/0001
Author
Bethany StratfordAuthor
Bethany StratfordSalary
Location
Reading, gb
Working Hours
37.5
Job Family
Technology
Head office tagging
Technology
Location
Reading
Brand
Three UK
Job Type
Full-time
Description
Actively represent the security organisation within business project initiatives, providing technical security leadership to ensure that security requirements and outcomes are defined and considered t
Reference
e640811f-4a22-44be-9baf-3625fa6349aa
Expiry Date
01/01/0001
Author
Lai WongAuthor
Lai WongSalary
Location
London, gb
Working Hours
12
Job Family
Retail Customer Advisor
Location
London
Brand
Three UK
Job Type
Part-time
Description
£13.15 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great disc
Reference
1f41d93c-a284-48f4-8927-d3699f20efb1
Expiry Date
01/01/0001
Author
Bethany StratfordAuthor
Bethany StratfordSalary
Location
Dumfries, gb
Working Hours
16
Job Family
Retail Customer Advisor
Location
Dumfries
Brand
Three UK
Job Type
Part-time
Description
£12 per hour A brand new smartphone on an Unlimited data plan On-target bonus of 25%, paid out monthly based on your store's performance Individual bonus accelerators for high performers Great discoun
Reference
c63ff5ef-96a1-407b-a05c-0ca554f9cfbe
Expiry Date
01/01/0001
Author
Adelle ConnollyAuthor
Adelle ConnollyOur latest thinking
![](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/uT8DTsh5R0K2Zgjcn_1j1w/75/TEST.png)
Teaser
Our Inclusive cultureContent Type
ArticlePublish date
07/17/2024
Summary
As the Co-Chair of the accessibility network at Three UK over the course of this year, I've had the opportunity to learn more and deepen my understanding around the multifaceted nature of Accessibilit
by
Kalina Suchenia
Teaser
Our Employee StoriesContent Type
Tst BlogPublish date
04/26/2024
Summary
As part of our Inspiring Careers series, we are celebrating the uniqueness of our employees' career journeys. This series is all about learning more about the different ways our people have shaped the
![](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/XFv8WRFD-EGx6gjcTxCcvg/75/LM+-+Green+Park+Library+1.jpg)
Teaser
Our Employee StoriesContent Type
Tst BlogPublish date
04/16/2024
Summary
Welcome back to our exciting new series, where we uncovering the diverse careers of people working at Three! We want to celebratethe uniqueness of each individual’s career journey, sharing stories tha
![Image of Mark Remond, CPO at Three](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/cLMBoLCOEU7cjwjcJ97nBw/75/Mark-Redmond+(1)+(1).jpg)
Teaser
Company updateContent Type
Press ReleasePublish date
01/26/2024
Summary
Three is well on its way to achieving gender balance, but there is more work to be done, especially around getting more women into tech, its chief people officer tells Ashleigh Webber. Like many emplo
![Image of author - Alistair Lowe](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/GZhaCEfSNE9u4QjcEcKHlQ/75/Alistair-Lowe-580x436.jpeg)
Teaser
Our Employee StoriesContent Type
ArticlePublish date
01/11/2024
Summary
We have a new series, Inspiring Careers, where we are celebrating the uniqueness of an individual’s career journey. From sharing stories that inspire to igniting the spark of curiosity, join us in dis
![Chelsea FC legends Jimmy Floyd Hasselbaink, Eiður Guðjohnsen, and Gary Cahill stand on Football Field](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/AxN1xnkNCkke0AjcGP72rg/75/MicrosoftTeams-image+(5).png)
Teaser
Company updateContent Type
Press ReleasePublish date
01/09/2024
Summary
Chelsea FC legends Jimmy Floyd Hasselbaink, Eiður Guðjohnsen, and Gary Cahill took to the pitch at halftime alongside lifelong Chelsea fans, during Chelsea F.C. vs Brighton & Hove Albion F.C. Each of
![](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/K7l0DPJcAUk2MAjcMTRHSg/75/Gender%2BEmployee%2BPhotos+(3).jpg)
Teaser
Company updateContent Type
Press ReleasePublish date
01/09/2024
Summary
First time inclusion on prestigious list for Three UK Demonstrates commitment to addressing gender inequality in the workplace 29 June 2023 – Three UK today announces it has been listed as one of The
![](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/mtEKvsvY6kx9-wjcHAcT3w/75/Empowering+Women.jpg)
Teaser
Our Inclusive cultureContent Type
ArticlePublish date
01/09/2024
Summary
The field of Cyber Security is rapidly growing with an increasing demand for security professionals across various industries, this presents a timely and crucial opportunity to address the gender gap
![](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/Sjq1-ysubUZ_AQjcHAcT3w/75/Kalina+Image.jpg)
Teaser
Our Inclusive cultureContent Type
ArticlePublish date
01/09/2024
Summary
Neurodiversity is a concept that celebrates the wide spectrum of human neurological differences, and I am proud to be a part of this diverse world. In this article, I will share my personal journey as
![Image of Craig Miller speaking at a conference](https://attraxcdnprod1-freshed3dgayb7c3.z01.azurefd.net/1481200/02a9930b-9396-4032-927c-0c9fb68448aa/2023.17000.2239/img/9yaSjUB1vUUfDAjcGP72rg/75/Craig+Millar+-+Photos+-+CROP.jpg)
Teaser
Our Inclusive cultureContent Type
ArticlePublish date
01/09/2024
Summary
As part of our new ‘My life through the lens’ series, we’re discovering how our people ‘live their best phone lives’. The new series is all about learning more about how some of the moments saved on o
Life At Three
Find out what it’s like to work at Three from the people who know in our retail stores.
Read More